In a previous article, we shared an announcement from SBA regarding updates to improve the customer service experience at the Commercial Loan Service Centers (“CLSC”). Click here for the communication from SBA.
In response to several inquiries from our lender clients, we are providing the following summary of the pertinent information for submission of SBA guaranty purchase requests.
Which Center Will Review the Guaranty Purchase?
National Guaranty Purchase Center (NGPC)
- Types of Loans
- Contract Guaranty (CAPLine)
- Export Working Capital Program (EWCP)/Working Capital Pilot (WCP)
- Export Import Harmonization
- Dealer Floor Plan
- Guaranty (Standard 7(a) Loan)
- Guaranty (Small 7(a) Loan)
- International Trade
- Rural Lender Advantage
- Small General Contractors – Sec. 7(a) (9) (CAPLine)
- Seasonal Line of Credit (CAPLine)
- Small Asset Based (CAPLine)
- Standard Asset Based (CAPLine)
- USCAIP Guaranty (NAFTA)
- Mailing Address
13221 Woodland Park Road, 6th Floor, Herndon, VA 20170
- Email Addresses
- Inquiries regarding the status of outstanding purchase requests: purchasestatus@sba.gov
- General questions about guaranty purchases: sbapurchase@sba.gov
- General questions about liquidation and portfolio management: loanresolution@sba.gov
- Secondary Market questions and Demand Submissions: secondarymarketliq@sba.gov
- Inquiries regarding charge off tabs and status of charge off reviews: sbachargeoff@sba.gov
- Semi-annual status report submission: NGPCSemiannualreports@sba.gov
- Two-year extension request submission: NGPC.2YearExceptions@sba.gov
- NGPC 7(a) Pre-Purchases: ngpcprepp@sba.gov
- NGPC 7(a) Post-Purchases: ngpcpostpp@sba.gov
Commercial Loan Service Center – Fresno (CLSC)
- Types of Loans
- Community Advantage Initiative
- Community Express
- Gulf Opportunity
- Lender Advantage Initiative (SLA)
- Patriot Express
- FA$TRK SBA Express/Export Express
- Mailing Address
801 R St., Suite 101, Fresno, CA 93721
- Email Addresses
- Servicing Requests: FSC.servicing@sba.gov
- Express Purchase Requests: FSC.expresspurchase@sba.gov
- Post Servicing Actions (e.g. Offers in Compromise, Charge Offs): FSC.postservicing@sba.gov
Secondary Market Purchases
All processed by the National Guaranty Purchase Center (NGPC)
- Please send all 7(a) loan secondary market purchase requests to: secondarymarketliq@sba.gov
For Loans that SBA has purchased from the secondary market investor, Lenders must submit a complete Universal Purchase Package (UPP) to the appropriate SBA Loan Center within 45 calendar days of the purchase.
Post-Purchase Actions
- Post-purchase UPPs for SBA Express, Export Express, Community Advantage and Pilot Program loans must be sent to the CLSC at Express Purchasing.
- Post-purchase UPPs for all other 7(a) Loans, including 7(a) Small Loans, must be submitted to the NGPC at NGPC.
If your lending institution has already submitted a request to Little Rock, Fresno, or NGPC, it is not required to resubmit to one of the unified intake mailboxes listed above.
If your lending institution has questions about SBA loan servicing and purchase requests, please contact us at SBAQuestions@JellumLaw.com.